Sitting around the table on Christmas Eve with your family is probably not the best time to start talking about your final plans. It’s the kind of conversation that could really bring down your happy family talk and cozy, festive mood. I know it would probably cause an awkward stop to the conversation around my family’s Christmas table.

If you’re honest with yourself, you know there will never be a more perfect time than now unless you happen to be reading this article at your Christmas dinner. If you’re like most people, every time you decide this planning needs to be done, you convince yourself to leave the topic for later. Days, weeks, months, and years can go by and we still keep saying ‘soon’ or ‘ next time’.

If this describes you, then you’re in the right place. The aim of this article is to give you some good starting places for The Conversation.

1. Tell your family where they can find your important documents

It’s not just during catastrophic situations that your family needs to know the location of your important documents. For example, when I was leaving my hometown for my internship I forgot some of my documents. So I called my parents to ask them to send them to me but it was impossible for them to find them in my messy apartment. From that time on, I’ve always kept my school records, birth certificated and all my important documents organized in my online vault.

2. Ask your mom for your baby pictures

Not long ago I sat down with my mom and we took all of mine and my sister`s baby photos and stored them in our online vault. Now, not only can I enjoy them whenever I want, but they will also be preserved as our legacy. It was an easy task as we only needed to take a photo with my phone and upload it to our vault. And, incidentally, we had a lot of fun doing it.

3. Instructions on how to pay the bills

Last year my family left me to take care of their house for two months while they were on a business trip. I had to take care of all the bills, which turned out to be a real nightmare. I called my mom almost 10 times for all the instructions. After they came back, we sat down and I worked with them to organize all the information needed to properly pay their bills and then we put it all into their online vault.

Sometimes the best way to start the conversation isn’t by directly asking your family about their will. If you start with the easy parts, taking it step by step for just a half-hour or less at a time, the process can be an easy and smooth one. I know that once you get started you’ll immediately feel more secure and satisfied because you’ll know that all of the things that matter the most to you and your family are organized and safely stored.

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